Breaking:State Bank of Pakistan Announces Ramadan Office and Banking Hours Update 2026
The State Bank of Pakistan (SBP) has officially announced revised office and public dealing hours for Ramadan 2026. These timings apply to:
- All commercial banks
- Development Finance Institutions (DFIs)
- Microfinance banks
Following the bank holiday on February 19 for annual Zakat deduction, branches have resumed operations under the Ramadan schedule.
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Here is the complete breakdown.
Bank Public Dealing Hours – Ramadan 2026
These are the official hours for customers visiting bank branches.
Monday to Thursday
- 09:00 AM to 02:00 PM
- No lunch or prayer break
Friday
- 09:00 AM to 12:30 PM
- No break
Banks close earlier than usual during Ramadan to accommodate reduced working hours.
SBP Office Working Hours – Ramadan 2026
For bank staff and administrative operations:
Monday to Thursday
- 09:00 AM to 03:00 PM
Friday
- 09:00 AM to 12:30 PM
These hours apply to SBP offices and internal banking departments.
Key Points from SBP Circular – Ramadan 2026
1️⃣ Continuous Service
There will be no official break during public dealing hours to ensure uninterrupted customer service.
2️⃣ Temporary Schedule
These timings are temporary and will automatically revert to standard working hours after Ramadan.
3️⃣ Saturday Banking
Branches offering Saturday banking may operate:
- 09:00 AM to 12:30 PM
However, Saturday operations vary by bank. Confirm directly with your branch.
4️⃣ Digital Services
The following remain fully operational 24/7:
- ATMs
- Internet banking
- Mobile banking apps
- Digital wallet services
Pakistan Stock Exchange (PSX) Ramadan 2026 Timings
For investors:
Monday to Thursday
- Market closes at 01:30 PM
Friday
- Market closes at 12:30 PM
Shortened trading hours align with banking schedules.
SBP Circulars Today – Where to Check Official Updates
To verify the latest notification:
- Visit the official State Bank of Pakistan website
- Check the “Circulars” or “Press Releases” section
SBP circulars are the only authentic source for confirmed banking hours.
Avoid relying on forwarded WhatsApp messages.
State Bank of Pakistan Timings Today (February 20, 2026)
As of today:
- Banks are operating under Ramadan schedule
- Public dealing closes at 02:00 PM (Monday–Thursday)
- Friday closing is 12:30 PM
It is advisable to visit before 12:00 PM to avoid heavy rush.
Important Reminder for Customers
If you need to:
- Withdraw large cash amounts
- Deposit business payments
- Submit loan documents
- Complete Zakat-related matters
Arrive early to ensure your transaction is processed before branch closing.
Quick Reference – Ramadan Bank Timing 2026
| Category | Monday–Thursday | Friday |
|---|---|---|
| Public Dealing | 09:00 AM – 02:00 PM | 09:00 AM – 12:30 PM |
| SBP Office Hours | 09:00 AM – 03:00 PM | 09:00 AM – 12:30 PM |
| PSX Closing | 01:30 PM | 12:30 PM |
Final Advice
Ramadan banking hours are shorter than regular schedule. Plan your branch visits accordingly and use digital banking services whenever possible.
