Gold Rate in Pakistan Today 20 February 2026 | Per Tola & Per Gram
Gold prices in Pakistan have been updated for Friday, 20 February 2026. According to the market trend set by the Karachi Sarafa Association, the 24 Karat gold rate per tola is now Rs. 508,500.
Gold continues to show fluctuations due to international market pressure and currency movement. If you are planning to buy gold jewelry or invest in bullion, here is the complete breakdown of today’s rates.
Today Gold Rate in Pakistan – 20 February 2026
24 Karat Gold (Pure Gold – 999)
- 1 Tola: Rs. 508,500
- 10 Gram: Rs. 435,960
- 1 Gram: Rs. 43,596
- 1 Ounce: Rs. 1,235,930
The per gram rate is especially important for people buying small quantities or jewelry items.
Gold Price by Karat (Per Tola)
Different karats mean different purity levels. Here is today’s updated per tola rate:
- 24K: Rs. 508,500
- 22K: Rs. 466,122
- 21K: Rs. 444,938
- 18K: Rs. 381,375
- 12K: Rs. 254,250
Most bridal jewelry in Pakistan is made in 22K gold, while investment buyers prefer 24K bars or biscuits.
City Wise Gold Rate in Pakistan
Gold rates across major cities slightly vary due to local association adjustments.
24K Gold – Per Tola (20 February 2026)
- Karachi: Rs. 508,500 – 509,500
- Lahore: Rs. 508,550 – 509,550
- Islamabad: Rs. 508,600 – 509,600
- Peshawar: Rs. 508,650 – 509,650
- Quetta: Rs. 508,700 – 509,700
Even though minor differences exist, most cities follow Karachi market trends.
Gold Price Trend – Last 15 Days (24K Per Tola)
Gold has remained volatile during the past two weeks.
- 19 Feb 2026 – Rs. 508,500
- 18 Feb 2026 – Rs. 509,500
- 17 Feb 2026 – Rs. 506,500
- 16 Feb 2026 – Rs. 516,000
- 15 Feb 2026 – Rs. 519,000
- 14 Feb 2026 – Rs. 519,000
- 13 Feb 2026 – Rs. 514,000
- 12 Feb 2026 – Rs. 522,000
- 11 Feb 2026 – Rs. 522,500
- 10 Feb 2026 – Rs. 521,500
- 09 Feb 2026 – Rs. 523,500
- 08 Feb 2026 – Rs. 518,500
- 07 Feb 2026 – Rs. 518,500
- 06 Feb 2026 – Rs. 512,500
- 05 Feb 2026 – Rs. 517,000
The highest rate during this period was Rs. 523,500, while the lowest recorded rate was Rs. 506,500.
This shows that gold is currently moving within a wide price range.
Why Gold Rates Change in Pakistan
Gold prices in Pakistan are not fixed permanently. They change based on several factors:
1. International Gold Market
Gold is traded globally in US dollars per ounce. When international gold prices rise, Pakistani rates also increase.
2. Dollar to PKR Exchange Rate
Since gold is linked with the US dollar, any change in the exchange rate directly affects local gold prices.
3. Local Demand and Supply
Wedding season, festive demand, and investor buying can push prices upward.
4. Sarafa Association Updates
City-based Sarafa Associations adjust rates daily according to international trends.
Understanding Gold Purity
Before buying gold, it is important to understand purity levels:
- 24K (Gold 999) – 99.99% pure
- 22K (Gold 916) – 91.67% pure
- 21K (Gold 875) – 87.50% pure
- 18K (Gold 750) – 75% pure
- 12K (Gold 500) – 50% pure
Higher purity means higher price, but softer metal. That is why jewelry is usually made in 22K instead of 24K.
Is It the Right Time to Buy Gold?
Gold is considered a safe investment in Pakistan, especially during economic uncertainty. Many people buy gold to:
- Save for weddings
- Protect money from inflation
- Use it as long-term investment
- Convert cash into physical assets
However, since gold rates are near the 500,000 level per tola, investors should monitor daily fluctuations before making bulk purchases.
Short-term buyers should track market movement carefully, while long-term investors usually focus on gradual accumulation.
Silver Rate in Pakistan Today
Along with gold, silver prices are also updated:
- Silver (XAGP) Bidding: Rs. 8,169
- Silver (XAGP) Asking: Rs. 8,189
Silver is a lower-cost alternative for small investors.
Important Disclaimer
Gold rates change multiple times during the day depending on international movement. The above prices are based on the latest available Sarafa market update on 20 February 2026. Always confirm the final rate from your local jeweler before buying or selling.
Final Words – Gold Rate in Pakistan Today 20 February 2026
The Gold Rate in Pakistan today, 20 February 2026, stands at Rs. 508,500 per tola for 24K gold, while the per gram rate is Rs. 43,596. Prices remain sensitive to global market trends and currency movement.
If you are planning to invest, buy jewelry, or track market trends, keep checking daily updates. Gold remains one of the most trusted investment options in Pakistan, especially during uncertain economic conditions.
For regular updates, bookmark this page and stay informed about the latest gold rates per tola and per gram in Pakistan.
